Health Insurance
Protecting Your Health While at Spring Hill College
Your health is an important part of your success at Spring Hill College. While the College does not sponsor a mandatory health insurance plan for domestic students, all students are expected to maintain comprehensive health insurance coverage to protect against unexpected medical expenses and ensure access to healthcare while attending college.
This page will help you understand your health insurance options, locate enrollment resources, and become familiar with the healthcare services available near campus.
Quick Checklist
Before arriving on campus:
☐ Verify that you have active health insurance coverage.
☐ Confirm that your plan includes in-network providers in the Mobile, Alabama area.
☐ Save digital copies of your medical and prescription insurance cards on your phone.
☐ Identify where you will receive routine, urgent, and emergency medical care while attending Spring Hill College.
☐ Review your deductible, copays, and behavioral health benefits.
Health Insurance Options
Students may obtain health insurance in several ways, including:
- Remaining on a parent or guardian’s health insurance plan
- Purchasing coverage through the Health Insurance Marketplace
- Enrolling in employer-sponsored insurance (if eligible)
- Purchasing an individual private health insurance plan
Health Insurance Enrollment Resources
Finding health insurance can seem overwhelming, but several trusted resources are available to help students compare plans, understand coverage options, and enroll in a policy that best meets their needs.
Student Health Insurance Marketplace
Students looking for health insurance may wish to begin with EduSure, a marketplace designed specifically for college students.
EduSure allows students to compare health insurance plans available in their area and connect with licensed insurance advisors at no cost. Academic HealthPlans refers students without health insurance coverage to EduSure for assistance in exploring available options.
Website: https://www.edusure.com
Health Insurance Marketplace
Students may also compare Affordable Care Act (ACA)-compliant health insurance plans through the federal Health Insurance Marketplace.
Many students qualify for premium tax credits or other financial assistance depending on household income and eligibility.
Website: https://www.healthcare.gov
Free Marketplace Enrollment Assistance
Students who would like assistance understanding Marketplace options or completing an application may receive free, confidential, and unbiased assistance from certified Health Insurance Marketplace Navigators.
Enroll Alabama
Enroll Alabama is Alabama’s statewide network of certified Navigators that helps individuals and families:
- Compare Marketplace health insurance plans
- Determine eligibility for financial assistance
- Complete Marketplace applications
- Answer enrollment questions
Website: https://www.enrollala.com
Navigator Helpline: 1-844-248-7698
Important Notice
Spring Hill College provides these resources as a convenience to students and families. The College does not endorse, sponsor, or guarantee any specific insurance plan, insurance company, or marketplace.
Students are responsible for reviewing available options and selecting the health insurance coverage that best meets their individual healthcare needs and financial circumstances.
Staying on a Parent’s Health Insurance Plan
Many students remain covered under a parent or guardian’s health insurance plan while attending Spring Hill College.
Before arriving on campus, we recommend completing the following checklist:
☐ Confirm that your insurance includes in-network providers in the Mobile area.
☐ Verify that local urgent care centers, hospitals, and pharmacies are covered.
☐ Confirm that behavioral health providers are in-network if you anticipate needing counseling or psychiatric services.
☐ If your insurance is based outside Alabama, verify that your coverage extends beyond emergency services while you are attending school.
☐ Save digital copies of your insurance cards on your phone.
Medical Care Near Campus
Students have convenient access to a wide variety of healthcare services while attending Spring Hill College.
USA Health Student Clinic
Spring Hill College partners with the USA Health Student Clinic, providing students with convenient access to primary medical care, preventive services, treatment for common illnesses and injuries, and referrals when specialty care is needed.
Button: Learn More About the USA Health Student Clinic
Urgent Care
For illnesses and injuries requiring prompt medical attention, Greater Mobile Urgent Care – Springhill is located less than one mile from campus, making walk-in care easily accessible for students.
Pharmacy Services
Several pharmacies are located within minutes of campus.
A CVS Pharmacy is conveniently located directly across the street from Greater Mobile Urgent Care, allowing students to quickly fill prescriptions after a medical visit. Additional Walgreens and independent pharmacies are located throughout the Spring Hill community.
Dental Care
Several dental offices are located throughout the Spring Hill and greater Mobile area.
Students should contact their dental insurance carrier to locate participating providers and verify coverage before scheduling an appointment.
Emergency Care
Students have access to multiple emergency departments located throughout the Mobile area.
The USA Health Freestanding Emergency Department, located just a few miles from campus, provides 24-hour emergency care, advanced imaging, laboratory services, and emergency treatment for serious illnesses and injuries.
Level I Trauma Center
For the most serious medical emergencies, USA Health University Hospital is home to the region’s only Level I Trauma Center, serving southwest Alabama, southeast Mississippi, and portions of northwest Florida.
Students and families can feel confident knowing nationally recognized trauma care is available just minutes from campus.
Questions to Ask Your Insurance Company
Before arriving on campus, consider asking:
- Is there an in-network primary care provider near Spring Hill College?
- Which urgent care centers are in-network?
- Which local hospitals are covered?
- Are mental health providers covered in the Mobile area?
- Do I need a referral to see a specialist?
- What are my deductible and copay amounts?
- What is my annual out-of-pocket maximum?
Frequently Asked Questions
Does Spring Hill College provide student health insurance?
No. Spring Hill College does not currently sponsor a health insurance plan for domestic students.
Is health insurance required?
Although domestic students are not required to purchase a specific health insurance plan through the College, all students are expected to maintain comprehensive health insurance coverage while enrolled.
Can I remain on my parent’s health insurance?
Yes. Many students remain covered under a parent or guardian’s health insurance plan while attending college.
What if I do not have health insurance?
Students without health insurance are encouraged to explore available coverage options through EduSure, HealthCare.gov, or Enroll Alabama.
Where should I go if I become sick while attending Spring Hill College?
Students have access to the USA Health Student Clinic, Greater Mobile Urgent Care, local pharmacies, multiple hospitals, emergency departments, and the region’s only Level I Trauma Center—all located within minutes of campus.
Need Assistance?
If you have questions about health insurance resources or need assistance locating healthcare services near campus, please contact:
Badgers Health
Monday–Friday
8:00 a.m.–4:30 p.m.